PPO Dental Insurance Plans in New York

Get preventive dental services like exams, cleanings, and X-rays with one of our Essential Choice PPO dental plans.

Advantages of Empire's Essential Choice PPO Dental Plans

No waiting period

With no waiting period, you can use your benefits right away for diagnostic and preventive care services.

Low deductible

Our plans have a low deductible, so your coverage will kick in right away.

Deep discounts

Savings is right around the corner when you choose an in-network dentist from our dental preferred provider organization network.

Plan	Coverage	Deductible	Annual Maximum
Bronze	Cleanings, exams and X-rays paid at 100% with no waiting period when you visit an in-network dentist Basic services like fillings after a three-month waiting period* with a 50% coinsurance	$50/person	$1000/person
Silver	Cleanings, exams and X-rays paid at 100% with no waiting period Basic services like fillings after a three-month waiting period* with a 50% coinsurance Complex services like root canals, crowns, and dentures after a six-month waiting period with a 50% coinsurance	$50/person	$1000/person
Gold	Cleanings, exams and X-rays paid at 100% with no waiting period when you visit an in-network dentist Basic services like fillings after a three-month waiting period* with a 20% coinsurance when you visit an in-network dentist Complex services like root canals, crowns, and dentures after a six-month waiting period with a 50% coinsurance	$50/person	$1500/person
Platinum	Cleanings, exams and X-rays paid at 100% with no waiting period Basic services like fillings after a three-month waiting period* with a 20% coinsurance Complex services like root canals, crowns, and dentures after a six-month waiting period with a 50% coinsurance Major services like orthodontia after a six-month waiting period with a $150 deductible, then a 50% coinsurance***	$50/person	$2000/person
Incentive	Cleanings, exams and X-rays paid at 100% with no waiting period Basic services like fillings with a 40% coinsurance with no waiting period Complex services like root canals, crowns, dentures after a twelve-month waiting period with a 50% coinsurance Major services like orthodontia with a $150 deductible, then a 50% coinsurance with no waiting period*** Rewards yearly preventive care by lowering coinsurance for basic services in the following year	$50/person	$2500/person

Bronze

Coverage

Cleanings, exams and X-rays paid at 100% with no waiting period when you visit an in-network dentist
Basic services like fillings after a three-month waiting period* with a 50% coinsurance

Deductible

$50/person

Annual Maximum

$1000/person

Silver

Coverage

Cleanings, exams and X-rays paid at 100% with no waiting period
Basic services like fillings after a three-month waiting period* with a 50% coinsurance
Complex services like root canals, crowns, and dentures after a six-month waiting period with a 50% coinsurance

Deductible

$50/person

Annual Maximum

$1000/person

Gold

Coverage

Cleanings, exams and X-rays paid at 100% with no waiting period when you visit an in-network dentist
Basic services like fillings after a three-month waiting period* with a 20% coinsurance when you visi an in-network dentist
Complex services like root canals, crowns, and dentures after a six-month waiting period with a 50% coinsurance

Deductible

$50/person

Annual Maximum

$1500/person

Platinum

Coverage

Cleanings, exams, and X-rays paid at 100% with no waiting period
Basic services like fillings after a three-month waiting period* with a 20% coinsurance
Complex services like root canals, crowns, and dentures after a six-month waiting period with a 50% coinsurance
Major services like orthodontia after a six-month waiting period with a $150 deductible, then a 50% coinsurance***

Deductible

$50/person

Annual Maximum

$2000/person

Incentive

Coverage

Cleanings, exams, and X-rays paid at 100% with no waiting period
Basic services like fillings with a 40% coinsurance with no waiting period
Complex services like root canals, crowns, dentures after a twelve-month waiting period with a 50% coinsurance
Major services like orthodontia with a $150 deductible, then a 50% coinsurance with no waiting period***
Rewards yearly preventive care by lowering coinsurance for basic services in the following year

Deductible

$50/person

Annual Maximum

$2500/person

Empire has one of the largest dental preferred provider organization (PPO) networks in the country.** While all dental PPO plans allow you to see any doctor, you’ll get the most from your insurance coverage (and save money), if you choose an in-network dentist.

Find a Dental plan that fits you. Explore all your plan options.

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*Waiting periods may be waived or reduced with prior coverage
**Dental Network Comparison Report, May 2020
***$1,000 lifetime maximum for orthodontia ($500 per year) for children through age 18

PPO Dental Insurance Plans in New York

Advantages of Empire's Essential Choice PPO Dental Plans

No waiting period

Low deductible

Deep discounts

Bronze

Silver

Gold

Platinum

Incentive

Insurance Coverage Options

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