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Grow Your Business with Empire


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Leading the Industry Forward – Together

Your partnership matters to us. We support you and your clients by delivering a connected, caring, digitally-enabled health care experience.

Broker Plus

Handle business on-the-go with the Broker Plus app for Android and iOS. It’s easy to track applications, view commissions, see message center updates, and more. Learn more in our app brochure

The Best Local Doctors

We offer tailored plans with exclusive networks of doctors, partnering closely to improve their ability to deliver personalized, proactive care.

An Integrated Approach to Whole Person Care

By combining your clients’ medical, pharmacy, dental, vision, life, disability and behavioral health benefits, we look holistically at everything that affects a member’s well-being, driving better health outcomes and savings for businesses.

Simple, Personalized & Intuitive Digital Tools

With our simplified app and connected health support resources, we’re driving next-level engagement for your clients’ employees, powered behind the scenes by market-leading technology and AI.

Who We Serve

We know one size never fits all. Learn more about specialized support for different customer segments.

Earning Trust

From offering a range of affordable choices to making it easy and efficient to manage plans, we’re simplifying the experience for brokers, employers and members. Help your clients reduce costs with a wide range of HMO, PPO and CDHP health insurance options. Our tailored solutions improve experiences and unlock exponential value.

Learn more about our total-health solutions and medical plans.

Integration, Re-imagined

We’re tapping into the power of integration – that not only connects products, but also technology, tools, information and people to improve members’ health.

Innovation that Endures

We’re creating a more intuitive, personalized and guided health care experience. Get smarter care models and integrated health strategies over an unparalleled national network delivered locally. <Anthem/Empire> gives doctors real-time visibility into member health so they can deliver the most effective, efficient care. Bundling your medical and pharmacy plans with dental, vision, life and disability leads to better health outcomes and lower costs (including discounts on medical premiums).

High Performance, Robust Networks

We handpick top-notch local providers and give a high-performance designation to those who deliver superior pricing, quality, efficiency and care. This increases value and ensures that members get the best care possible.

Resources

Flexible Plan Options for Small Groups

Our flexible Small Group plan options have everything your clients and their employees need to make smarter health care choices, save time and manage costs. They cover all of the essential health benefits (EHBs) required by the Affordable Care Act (ACA), including emergencies, counseling services, preventive care and more. When our plans work together – medical, pharmacy, dental, vision, life, disability and behavioral health — doctors will have a more holistic view of your clients’ employees’ health for more personalized care.

We also offer new, innovative products that serve as an alternative to our ACA-compliant portfolio. These plans are designed so smaller-sized clients can realize the savings of larger groups by accessing lower costs and more predictable rates.

Empire Balanced Funding (EBF) 

Empire Balance Funding is a way to pay for a group’s benefits that lets them avoid ACA fees and save on overall costs. Empire provides a predictable health plan arrangement that gives employers more control and rewards them when employees are healthier than expected

AlignWell Solutions

In select states, the local Chambers of Commerce have teamed up with Empire to offer a new solution that can lead to more rate stability and potential savings for small business owners. These plans allow smaller employers to join together to share in the overall claims risk and enjoy financial protection backed by Empire, by being part of a larger, self-funded pool.

  • Professional Employer Organization (PEO)

    A unique collaboration between Empire and a PEO makes Fortune 500-caliber services available to small businesses, including human resources (HR), payroll, compliance, administration, workers’ compensation and more, for less than what it may be costing them today in time and lost revenue. These services are packaged with health benefits from Empire, which gives employers the best of both worlds.
  • Multiple Employer Welfare Arrangement (MEWA)

    Available to groups with two to 50 employees, this solution offers innovative plan options at a lower cost with more predictable rates. It’s a simple, more affordable way for small businesses to offer employees health coverage with less worry

Contact Us

Please contact your Empire representative to confirm plan availability in your area. Group size varies depending on state regulations.

Resources

Producer Online News – Articles regarding product offerings, healthcare reform, industry news and much more

Small Group broker information and tools

California Kentucky New York BS
Colorado Maine Nevada
Connecticut Missouri Ohio
Georgia New Hampshire Virginia
Indiana New York BC Wisconsin

Empire offers a variety of plan options to make it easy for you to find the right plan for your client. And our plans work together – medical, pharmacy, dental, vision and supplemental options.

Affordable Care Act (ACA) Medical Plans

Our Individual and Family health insurance plans provide consumers with a variety of options. Empire plans provide coverage for preventive care, such as screenings and flu shots, for as low as $0, with no copay from doctors (in their plan). And these plans include access to covered services in case of an emergency or serious illness.*

Supplemental Plans

We get that one type of plan does not fit all. That’s why in addition to the traditional ACA medical plans, extra coverage is available to supplement our ACA portfolio. There are a variety of plans that offer coverage for accidents, critical illness, doctor visits, hospital visits and more. While these are not ACA-compliant plans, they offer reasonably priced coverage for specific benefits. For additional coverage or the unexpected, your clients have more choices. Check out plans on the Designated Agent Company website to see if one of these options fits your clients’ needs.

*Not all plans are offered in each state. Please contact your Empire representative  to confirm if and which plans are available in your area/market.

Empire has group plans to help your clients’ retirees enjoy great benefits at affordable rates. We offer top-tier prescription plans, PPOs, HMOs and health and wellness programs, plus integrated Medicare Advantage solutions that combine Medicare Parts A & B, prescription drug, vision and dental into one high-quality plan.

Learn about Group Retiree

Discover other options for Seniors outside of a group plan.

Learn More

Integrated Health Care

The more Empire benefits that are integrated, the greater the view and the savings. That’s the power of Empire Whole Health Connection®.

Medical

Our medical plans give your clients choice and access to our large network of doctors and wellness solutions that suits a variety of needs.

Learn about Medical

Health and Wellness

Members will feel empowered to take better control of their health and make smarter health care decisions with our well-being programs.

Learn about Health and Wellness

Pharmacy

Empire's pharmacy program, powered by our new pharmacy benefit manager (PBM), CarelonRx, is a solution that is fully integrated with our medical benefits to improve outcomes and lower overall costs. We offer plan design choices to match your client’s needs, with access to nearly 70,000 network pharmacies, comprehensive drug list options, cost management solutions and much more.

Learn about Pharmacy

Dental

With one of the largest dental PPO networks in the nation, your clients will find more dentists close to work and home. They’ll be able to customize benefits to meet their needs, including dental plans with 100% in-network coverage for preventive services.

Learn about Dental

Vision

Your clients have access to one of the largest vision networks with great savings and discounts. Members can visit independent eye care practices, local retail stores or online suppliers for glasses and contact lenses.

Learn about Vision

Life and Disability

When life challenges happen, your clients can get the emotional, financial and legal support resources that employees and their families can use right away.

Learn about Life Learn about Disability

Voluntary Supplemental Health Plans

Accident, critical illness and hospital indemnity plans are designed to help your clients prepare for the unexpected. Our plans close coverage gaps, provide cash benefits and give peace of mind.

Learn about Voluntary Supplemental Health or other
Voluntary plans (dental, vision, life, and disability).

*Voluntary Supplemental Health is available to large group employers and is not currently available in Maine and New Hampshire.

Ready to Join Our Team?

Please contact your local sales and account management representative.


*Available to large group employers. Not currently available in Connecticut, Maine and New Hampshire.